Ambitious Bad Credit Mortgage Broker, Loan Agency, VA Home Loan Agency In Fresno, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 06/07/2020 and subject to change without notice."

Shopping For Mortgage Lenders in Fresno

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Fresno. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Fresno

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Fresno. Here are some great tips to help you on your journey to find the lender in Fresno that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Fresno for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Fresno can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Fresno Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Fresno Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

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    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
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    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    The Best Mortgage Lenders In Fresno, Texas


    About us

    The Prodigy Lending lineup comprises home loan experts in every state in America. We offer our clients excellent services for their home loan needs. Our numerous loan programs have the lowest rates, and our loan officers take you through each of them assisting you to pick the most suitable loan that satisfies your circumstances and desires. Our lineup has many years of experience, and they will assist you in selecting the mortgage that suits you in spite of whether you are buying your first or dream home, renewing your existing home loan or merging other debts. We are among the direct mortgage lenders in Houston, and we offer the following credits:

    Standard Mortgages

    Conventional loans have various uses which include purchasing of luxury and investment properties. The loans have the following characteristics:

    • Little upfront payment, i.e. 3% down
    • They have minimal private mortgage insurance in comparison to FHA mortgages
    • Adjustable duration of 10-30 years
    • Small costs with acceptable credit scores
    • They have no lending charges

    FHA Mortgages

    FHA mortgage loans have a government backing and are a favorite for most first time home buyers. They have the following characteristics:

    • Striking interest rates
    • They have simple qualifying requirements
    • Little upfront payment of 3.5%
    • They offer home improvement credits
    • The DTI ratio is large

    VA Mortgages

    These mortgages assist veterans and service members in becoming homeowners with ease. They are government-backed, and they have the following features:

    • They have full funding for veterans
    • Zero mortgage protection for veterans
    • The closing fees are minimal
    • It is simple to be approved for the VA loan
    • They have offered the best prices for government credit

    USDA Mortgages

    The mortgages are suitable, especially to first-time homeowners in the rural areas, and they have the following features:

    • Total financing 
    • Zero down payment and minimal rates
    • Little mortgage protection cost
    • The home must qualify for the rural area, and the income should be enough for the credit

    We aspire to forge a strong bond with every customer we serve and continue with them for many years in the future. Contrary to other Houston mortgage lenders, we secure your data and make it confidential, and this has earned us trust in the mortgage market.

    We have various communication channels available on our website, and our clients are free to talk to our mortgage experts any time, and we always yearn to work with you. Our team is committed to providing excellent mortgage services to you. So begin your approval process now!!!

    In our 17 years of service, we have offered superior loan services earning the Top Work Places award for the last eight years. We feel greatly honored to be the best private lender in the USA.

    We are among the low-cost mortgage lenders in Houston, and we encourage you to use our services today before the market situation changes.

    Contact us now for more loan information!



Mortgage Lenders In Houston Texas Catering To Home Loans